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http://www.cave-crag.co.uk/1519/Gelert-Solid-Fuel-Tablets.html or http://www.gelert.com/products/Solid_Fuel_Tabs.aspx

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Anthropocentric Global Warming - Man made. http://www.mykey2cyprus.com/cyprus.php?section=paphos

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50.650856,-1.957546 Google maps http://www.cyprus101.com/?gclid=CMqx3d6uuaICFQZslAodPH0g7Q

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Finance

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OGC 6 Worksheet - Finance Main objective: ensure all financial matters are in order prior to moving. One-to-three months before move date General □ Open a currency exchange facility to save money when moving large amounts or regular payments overseas (check out www.smartcurrencyexchange.com). □ Contact a financial adviser about savings, investments, pensions and tax. Bank account(s) □ Set up a bank account that can migrate or an account that has offices in both the UK and your destination country (such as HSBC). □ Amalgamate funds into one UK account or plan to move them overseas. □ Cancel debit and/or standing orders. □ Destroy cards that will no longer be used. □ Request credit references for all accounts. Pension(s) □ Determine if your pension can be sent directly to your overseas bank. □ Move your pension out of the UK, if that’s what you’ve decided (email: kim@overseasguidescompany.com for a copy of my guide on moving pensions outside the UK). □ Decide whether to continue paying into your pension fund or making National Insurance contributions in the UK. □ Make arrangements for UK pension funds to go via a currency specialist to an overseas bank. Investment(s) – Stocks, options, property, etc. □ Wind up investments that you no longer wish to continue. □ Appoint someone with power of attorney to handle your UK investments. Tax planning □ Understand the various tax advantages/disadvantages of changing/moving savings, pensions, investments or any other income-generating accounts. □ Find out the best time in the tax year to leave the country. □ Fill out the tax form P85. □ Find out what can be done to minimise taxes and maximise income. Debts □ Pay off all debts or set up automated system to pay monthly balance(s). For information on financial resources or recommendations, call the OGC Resource Team on 0207 898 0549.

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